Sunday, 25 August 2013
GOVERNMENT DEPARTMENTS WHEN THEY GET THINGS WRONG
Hi Everyone. Several things have happened over the last couple of weeks which have made me question. Just how much can we trust Government, Land Registry etc offices to get things right when they take such a high handed attitude when we the General Public do things right but some how we end up paying the penalty for their mistakes. There have been two examples of this
[1] HMRC [the tax dept/ Chacellor] When a persons Husband dies & there is a smaller private pension involve which he paid in for yrs [well over20yrs]. When he dies, his widow connected HMRC sent all the details they requested within 5days, she had a letter back saying everything was fine & there was nothing else she should do. Why then has it taken 2yrs for HMRC to send two letters one over 12mths ago & another only a few mths ago demanding payment over £100 on both occassions & if it was not paid by a certain date their would be apenalty which meant for the next 12mths the widow would get only half of the pension. The fault was the incompentance of the dept in taking 2yrs to get their act together. Wich leads onto another ? Is the Govert really been upfront & honest with the public in encouraging people to take out private pensions when in actual fact when you retire that pension is taxed & added to the state pension & depending onthe tax allowance at the time, you could be paying half your pension in tax, it benefits the Govt but it does not benefit you, as you have already paid tax on that money when you were working & putting it into a pension fund. The Govt may say you get tax relief but they don't tell you how much & the high chance you will also pay tax on that pension when you do retire & if you are married and your husband dies if he paid into a private pension plan then that will be taxed also. It basically means you are been taxed twice.
[2]Their maybe the situation when you buy ahouse that the mineral rights under the property may be owned by a third party such as the Duchey of Lancaster in which case the payment goes to the third party for the mineral rights. This does not affect your rights and no-one can come onto your land. This has all come to light over the very keen attitude of the Govt to get the general public on their side & to support fracting [a way of getting gas from underground] Several household have received such letters, the letter does not mention fracting, insted it mention mineral rights, which come under manorial rights as in [Lord of the Mannor] This is a connection to incompetance of the Land Registry &/or Duchy of Lancaster incompetance & totally lack of thought & consideration for people's feelings, some people have received letters from these organisations with a deceased name on the letter, not only that but actually sent to the dead person in a seperate identical letter, WHAT A TOTALLY WASTE OF MONEY FOR A START, SENDING LETTERS TO PEOPLE WHO ARE DEAD, NOT TO MENTION THE DISTRESS and this has happened yrs after the person died. No wonder the UK is in the state it is, when civil servants etc can not be bothered to check who is alive and who is dead. Does no one CARE anymore. This disgraceful couldn't care less attitude should not happen. Govt should remember who votes for them.
I would be intrested to know just how wide spread these two situations are. You can contact me at veritycaldwell18@gmail or on my G+page
[1] HMRC [the tax dept/ Chacellor] When a persons Husband dies & there is a smaller private pension involve which he paid in for yrs [well over20yrs]. When he dies, his widow connected HMRC sent all the details they requested within 5days, she had a letter back saying everything was fine & there was nothing else she should do. Why then has it taken 2yrs for HMRC to send two letters one over 12mths ago & another only a few mths ago demanding payment over £100 on both occassions & if it was not paid by a certain date their would be apenalty which meant for the next 12mths the widow would get only half of the pension. The fault was the incompentance of the dept in taking 2yrs to get their act together. Wich leads onto another ? Is the Govert really been upfront & honest with the public in encouraging people to take out private pensions when in actual fact when you retire that pension is taxed & added to the state pension & depending onthe tax allowance at the time, you could be paying half your pension in tax, it benefits the Govt but it does not benefit you, as you have already paid tax on that money when you were working & putting it into a pension fund. The Govt may say you get tax relief but they don't tell you how much & the high chance you will also pay tax on that pension when you do retire & if you are married and your husband dies if he paid into a private pension plan then that will be taxed also. It basically means you are been taxed twice.
[2]Their maybe the situation when you buy ahouse that the mineral rights under the property may be owned by a third party such as the Duchey of Lancaster in which case the payment goes to the third party for the mineral rights. This does not affect your rights and no-one can come onto your land. This has all come to light over the very keen attitude of the Govt to get the general public on their side & to support fracting [a way of getting gas from underground] Several household have received such letters, the letter does not mention fracting, insted it mention mineral rights, which come under manorial rights as in [Lord of the Mannor] This is a connection to incompetance of the Land Registry &/or Duchy of Lancaster incompetance & totally lack of thought & consideration for people's feelings, some people have received letters from these organisations with a deceased name on the letter, not only that but actually sent to the dead person in a seperate identical letter, WHAT A TOTALLY WASTE OF MONEY FOR A START, SENDING LETTERS TO PEOPLE WHO ARE DEAD, NOT TO MENTION THE DISTRESS and this has happened yrs after the person died. No wonder the UK is in the state it is, when civil servants etc can not be bothered to check who is alive and who is dead. Does no one CARE anymore. This disgraceful couldn't care less attitude should not happen. Govt should remember who votes for them.
I would be intrested to know just how wide spread these two situations are. You can contact me at veritycaldwell18@gmail or on my G+page
Monday, 18 February 2013
FOOD STANDARDS
Hi Everyone.
All the publicity there has been over the horse-meat fiasco in the uk & Europe, fills me disgust. It only goes to prove can we really trust anything we are told about the food we buy, we deserve and expect the labelling to be correct or what is the point of having labelling. It seems every day the situation becomes worse. Having seen in reports over the last few days that this situation has been going on since 2011.
I have never been an advocate of any processed/cheap food, as the saying is proving to be true "you only get what you pay for". It is far better to buy good quality food in smaller amounts and store and use any left overs in other meals, cutting down on meat portions and supplementing meals with vegetables. It is better for health reasons not to eat too much red meat, certainly not more than twice per week.
The fact that gorse-meat has been found in school and hospital meals disgusts me children and ill people should be getting the best food possible not the cheapest. If schools and hospitals sourced food locally and actually cooked and prepared food in the schools and hospitals, it must be better and probably cheaper than pre-packed frozen food, just heated up in microwaves. We trust schools and hospitals to look after our children/relatives and they are feeding them this rubbish. I have had more complaints/comments about the disgraceful standard of food served in hospitals than anything else. Having worked in and seen the way food is served in hosp, it hardly surprising patients do not want to eat, i certainly would not eat it or let my relatives eat it, sadly most people do-not have a choice.
Listening to a person from Iceland on the television saying schools and hospitals want the cheapest food they can get is shocking, they should be insisting on good quality, after all this is peoples health.
http://caldwell-rose.com
All the publicity there has been over the horse-meat fiasco in the uk & Europe, fills me disgust. It only goes to prove can we really trust anything we are told about the food we buy, we deserve and expect the labelling to be correct or what is the point of having labelling. It seems every day the situation becomes worse. Having seen in reports over the last few days that this situation has been going on since 2011.
I have never been an advocate of any processed/cheap food, as the saying is proving to be true "you only get what you pay for". It is far better to buy good quality food in smaller amounts and store and use any left overs in other meals, cutting down on meat portions and supplementing meals with vegetables. It is better for health reasons not to eat too much red meat, certainly not more than twice per week.
The fact that gorse-meat has been found in school and hospital meals disgusts me children and ill people should be getting the best food possible not the cheapest. If schools and hospitals sourced food locally and actually cooked and prepared food in the schools and hospitals, it must be better and probably cheaper than pre-packed frozen food, just heated up in microwaves. We trust schools and hospitals to look after our children/relatives and they are feeding them this rubbish. I have had more complaints/comments about the disgraceful standard of food served in hospitals than anything else. Having worked in and seen the way food is served in hosp, it hardly surprising patients do not want to eat, i certainly would not eat it or let my relatives eat it, sadly most people do-not have a choice.
Listening to a person from Iceland on the television saying schools and hospitals want the cheapest food they can get is shocking, they should be insisting on good quality, after all this is peoples health.
http://caldwell-rose.com
Tuesday, 6 November 2012
NEW PILOT SCHEME/BENEFITS
Hi, Everyone,
I am concerned of the latest proposals, being talked about in relation to Forcing people on benefit to have treatment or their benefit will be removed. This is totally shocking, what sort of country are we living in. What happened to democracy and freedom of choice.
I could sort of understand it, IF the nhs was perfect and we all know it is not, a typical eg of the nhs spending millions on diabetic so called care and still 28 thousand people dying, it hardly instills confidence, who is going to pay compensation for treatment when it goes wrong, let alone wrong diagnosis, when some hospitals can not diagnose a patient with a stroke.
Are the nhs going to admit when they make a mistake- I very much doubt it.
Before anyone has any more bright ideas in Government, they should get the basics right 1st. Just how do they expect this to work, if its a case of taking tablets, how can ensure they are taken.
I have never heard such rubbish, the govt and nhs are well matched both using scare tactics.
Anyway folks I would not be too concerned, knowing the pace these 2 organisations work and the cock-ups they make.
Verity
I am concerned of the latest proposals, being talked about in relation to Forcing people on benefit to have treatment or their benefit will be removed. This is totally shocking, what sort of country are we living in. What happened to democracy and freedom of choice.
I could sort of understand it, IF the nhs was perfect and we all know it is not, a typical eg of the nhs spending millions on diabetic so called care and still 28 thousand people dying, it hardly instills confidence, who is going to pay compensation for treatment when it goes wrong, let alone wrong diagnosis, when some hospitals can not diagnose a patient with a stroke.
Are the nhs going to admit when they make a mistake- I very much doubt it.
Before anyone has any more bright ideas in Government, they should get the basics right 1st. Just how do they expect this to work, if its a case of taking tablets, how can ensure they are taken.
I have never heard such rubbish, the govt and nhs are well matched both using scare tactics.
Anyway folks I would not be too concerned, knowing the pace these 2 organisations work and the cock-ups they make.
Verity
Monday, 5 November 2012
Walking into the unknown
Hi Everyone, when I look at this picture, it gives me hope in that we never know what is round the corner, the place we can not see until we get there. Some people would say if you don't know what is there, don't go, play safe stay with what you know and that makes a lot of sense, but is it really exciting, some risks pay off others do not, but you never know unless you try.
As children we run, jump, try new things, everything is waiting to be explored, but as we grow up and survive all ups and downs life throws at us, we become cautious, we stop looking, getting carried away with just coping with everyday life, not even seeing what is on our doorstep. I discovered that last week, when I discovered a large local woodland park/walkway just at the bottom of my road I have lived here for over 12yrs and only just discovered this wonderful place, a 5min walk from my front door. It made me stop and think, how could I not have known about this peaceful place, right in the middle of a busy town area. Since I have discovered my peaceful haven, I have been to walk there every day, It is my 30mins of peace, to escape the busy, stress of the day, then I come come home, have a cup of tea and start again tackling the problems of the rest of the day, but looking forward to my next 30mins of time out on my walk tomorrow.
So just start by taking a couple of steps to somewhere you have not been before or doing something new. it may lead to you discovering something wonderful. verity
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